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04/26/2004

しゃべるクレジットカード

card040426.jpgカード詐欺をできる限り減らすため、持ち主の声を認識するクレジットカードの開発が進んでいる。

カードに埋め込める極小サイズの音声認識チップの開発に成功した事により、カリフォルニア州サンタモニカで、このチップを埋め込んだプロトタイプの”しゃべるクレジットカード”が製作されたとニューサイエンティストマガジンは報じている。今までは比較的大きな認識チップを使用して、携帯電話などで相手の電話番号を言えば自動的にダイヤルするという例はあった。

このしゃべるカードは、使用時に女性の声でパスワードを尋ねてくるので、持ち主の声で正しい番号を言わないと絶対に使用できないという優れもの。他人の声では正しい暗証番号を言ってもダメとの事。

今回の試作品は小型のマイク、スピーカー、バッテリー、音声認識チップを搭載している。大きさは普通のクレジットカード並みだが、厚さが一般的な物の約3倍あるという。科学者達は、更に小さいチップを開発し、将来的には現在のカードサイズと大きさも厚さも同じ物を目指すと話している。

現在は持ち主の声をかなりの高確率で正しく認識するとか・・100%でないと困りますね。プロトタイプは英語バージョンですが、きちんとアメリカアクセントで発音しないとだめなようです。

【英文記事】Credit card only works when spoken to

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Comments

便利かもしれないですけど・・・お店のレジでパスワードを声に出すことに抵抗が・・・。
他の人に聞こえないように確認できるものなのでしょうかね。
っていうか、カードに向かってパスワード言って、それからカード通すのか?
開発者はユーザーが使ってる所を想像できてるのか疑問です。
特に声は録音という手もあるし。あと、吃音(いわゆる「どもり」)の人は使えなさそうだ。
実用化するには大きさ以外にも問題がいろいろある気がしますね。

Posted by: かず★ | 04/26/2004 at 17:28

かずさん、こんばんは。
記事ではちょっと省略してしまったのですが、カードを使用したいときにまず、発行された番号を喋るようです。そうしないとカード自体が使用できないみたいです。で、それから普通に暗証番号を入力したりするとの事。

どちらにしてもややこしいです。おっしゃるように発音の問題もありますよね。実用化にはまだまだかかる気がしますが、この音声認識チップが完成するといろんな使い方ができそうですね。

Posted by: eizo | 04/26/2004 at 23:28

お返事ありがとうございます。
なるほど、カード自体を使用するためのパスワードは声で、それとは別に通常の暗証番号を入れるのですね。
そりゃそうだよなって感じですね。
ところで、あの携帯の自動ダイヤル機能どれくらいの人が使ってるんだろう?

Posted by: かず★ | 04/27/2004 at 09:53

しゃべるクレジットカードすごいです。
不正利用は絶対に許せないので、セキュリティがどんどん高まってくれればうれしいです。

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